Obama’s Pushing Banks to Lend is a Very Slippery Slope

December 15, 2009

ShareYesterday, President Obama met with the heads of many of the nation’s largest banks and investment firms in an attempt to push the banks to get more money flowing into the economy.
According to Obama, these banks and investment firms have an obligation to modify more mortgages and create more small business loans due to [...]

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Lessons from Confessions of a Shopaholic

December 13, 2009

ShareFirst, let me state that I’m not entirely proud of what I’m about to say, but at the same time I hope that you’ll learn from what I’m about to say.
Early this morning, when I couldn’t stand to watch ESPN any longer due to the Tiger Woods “news,” I flipped to one of my [...]

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Should “Underwater” Borrowers Walk Away From Their Obligations?

December 11, 2009

ShareThe other day I was reading an interesting article by Liz Pulliam Weston on MSN Money in which she talks about whether or not “underwater” homeowners should simply walk away from their mortgage.
For those of you who have never heard the term “underwater” used in housing, basically it means that a homeowner owes more money [...]

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Don’t Buy Stuff You Can’t Afford

November 29, 2009

ShareThe other day while I was driving home from work, I heard a radio ad for a debt consolidation company that, for lack of a better term, made my blood boil.
I don’t remember the exact wording of the commercial, but the basic gist of it was there’s a vast conspiracy by the banks and credit [...]

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Stop Playing The Lotto and “Win” Thousands of Dollars

November 18, 2009

ShareI’ll be the first to admit, when lottery jackpot hits a hundred million dollars, I catch myself daydreaming about what it would be like to win and have all that money.  I’d probably buy a giant house with a lot of land, get a bunch of nice cars, take my family on a nice vacation, [...]

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Save Money By Avoiding the Vending Machine

November 18, 2009

ShareEvery afternoon at work, you grab yourself a 75 cent soda to help get you through the rest of the day. No need to give the purchase much thought since you’re not really spending that much, right?
On the surface, you’re right, it really isn’t much money. The problem is, this isn’t a one-time purchase and [...]

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Are You Wasting Your Life on Unwise Spending?

November 18, 2009

ShareSomewhere along the line you’ve probably heard the expression “time equals money.” It seems simple and obvious enough, but have you thought about how true that statement really is?
After reading this post I think you’ll see how the “time equals money” phrase applies to you and why it’s important to take the phrase into consideration [...]

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Is a Gym Membership Really Necessary?

November 18, 2009

ShareGuest Post by Iva Marjanovic. Iva is a writer for TotallyMoney which is a website that helps you compare loans for bad credit and bad credit credit cards. She also runs a popular personal finance blog where she shares money saving ideas and frugal tips.
First off, don’t read the headline and think I’m trying to [...]

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Save Money By Seeing a Matinee

November 18, 2009

ShareIf you’re anything like me, you really enjoy going out to the movies. It just feels like more of an experience to see a movie on a big screen with amazing surround sound as opposed to just watching it on your TV, even if you have a nice widescreen LCD.
That being said, you’re certainly paying [...]

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The Impact of Smoking on Your Financial Health

November 17, 2009

ShareSeeing as this is a finance website and not a health website, I’m not going to spend time writing about all of the physical health benefits of being a non-smoker. And I certainly won’t spend time reminding you that if you smoke, you’re increasing your risk for heart disease, stroke, cancer and that you’re likely to live 10 fewer years than a non-smoker.
(Sorry, [...]

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