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	<title>The Personal Finance Program &#187; Clothing</title>
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	<link>http://www.thepersonalfinanceprogram.com</link>
	<description>Tips to Create and Stick to a Budget and Live a Frugal Life</description>
	<lastBuildDate>Sat, 17 Dec 2011 12:57:49 +0000</lastBuildDate>
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		<title>How to Make a Budget and Save More Money!</title>
		<link>http://www.thepersonalfinanceprogram.com/clothing/how-to-make-a-budget-and-save-more-money/</link>
		<comments>http://www.thepersonalfinanceprogram.com/clothing/how-to-make-a-budget-and-save-more-money/#comments</comments>
		<pubDate>Sat, 22 Oct 2011 11:32:13 +0000</pubDate>
		<dc:creator>Brian Carr</dc:creator>
				<category><![CDATA[Clothing]]></category>

		<guid isPermaLink="false">http://www.thepersonalfinanceprogram.com/?p=2496</guid>
		<description><![CDATA[I know things have been quiet on The Personal Finance Program lately, and I apologize. That being said, I have a legit reason – I’m now a published author! Over the past month, I’ve been working to get my ebook How to Make a Budget: Simple Budget Techniques and Ways to Save Money up on [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>I know things have been quiet on The Personal Finance Program lately, and I  apologize. That being said, I have a legit reason – I’m now a published  author!</p>
<p>Over the past month, I’ve been working to get my ebook <a href="http://www.amazon.com/dp/B005WA5XJ6#_">How to Make a Budget: Simple Budget Techniques and Ways to Save Money</a> up on the Amazon Kindle platform. As of this morning, it is up and  running, which I’m super pumped about! In fact, I’ve already made a few  sales – that I know of – and have gotten three likes. No reviews yet,  but hopefully soon enough.</p>
<p>Anyway, I would be absolutely thrilled if you headed over to <a href="http://www.amazon.com/dp/B005WA5XJ6#_">Amazon and checked out the book</a> – at the very least, clicking the like button up by the “write a review” link.</p>
<p>Thank you for your patience with The Personal Finance Program. I hope you enjoy <a href="http://www.amazon.com/dp/B005WA5XJ6#_">How to Make a Budget: Simple Budget Techniques and Ways to Save Money</a> so much that you forget all about the fact The Personal Finance Program has been dormant for the past month!</p>
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		<title>Save Money By Avoiding Dry Clean Only Clothes</title>
		<link>http://www.thepersonalfinanceprogram.com/clothing/save-money-by-avoiding-dry-clean-only-clothes/</link>
		<comments>http://www.thepersonalfinanceprogram.com/clothing/save-money-by-avoiding-dry-clean-only-clothes/#comments</comments>
		<pubDate>Tue, 19 Jan 2010 16:09:53 +0000</pubDate>
		<dc:creator>Brian Carr</dc:creator>
				<category><![CDATA[Clothing]]></category>
		<category><![CDATA[buyer's remorse]]></category>
		<category><![CDATA[frugal living]]></category>
		<category><![CDATA[frugal tips]]></category>
		<category><![CDATA[impulse shopping]]></category>
		<category><![CDATA[laundry]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://www.thepersonalfinanceprogram.com/?p=112</guid>
		<description><![CDATA[Here’s a pretty simple way for you to save both directly and indirectly on your clothing costs – avoid dry clean only clothes. Dry clean only clothes are, more or less, a double edged sword: you almost always pay more up front when you purchase them, and then you have to pay a lot of [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>Here’s a pretty simple way for you to save both directly and indirectly on your clothing costs – avoid dry clean only clothes.</p>
<p>Dry clean only clothes are, more or less, a double edged sword: you almost always pay more up front when you purchase them, and then you have to pay a lot of money over the time you own them in order to keep them clean.</p>
<p>Let me give you a real world example:</p>
<p>This past Christmas I received a very nice pair of dry clean only black slacks, which I’m sure cost well over $100. Now, whenever I want to have them cleaned, I have to take the pants down to my local dry cleaner and pay them $8. Not cool.</p>
<p>Not to sound a terrible grandson, but I would have much rather received two or three pairs of “regular wash” pants that would probably look just as nice, last just as long, but don’t cost me $8 every time I want to have them cleaned.</p>
<p>So, when you’re shopping for clothes and it comes time to choose between “dry clean only” and “regular” clothes, go with the clothes you can clean yourself.</p>
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