While driving home the other day, I heard the Bon Jovi song “Wanted Dead or Alive” and somehow became inspired to write a version of the song that would be good for The Personal Finance Program.

On that note (no pun intended) I came up with the following lyrics to “Wanted Debt or Alive,” which is about how many of us over spend using money that isn’t even ours to begin with.

Enjoy!

It’s all the same
Only the stores will change
Everyday
It seems I’m spendin’ away

Another store
Where the sales are so bold
I shop all night
Because I’m easily sold

I’m a spender
On a Visa I ride
I’m wanted
Debt or alive
Wanted
Debt or alive

Sometimes I’m cheap
Sometimes it’s not for days
To the cashiers I meet
I’m glad to hand my pay

Sometimes you tell the day
By the bill that’s on the brink
And times when you’re alone
You buy everything but the kitchen sink

I’m a spender
On a Visa I ride
I’m wanted
Debt or alive
Wanted
Debt or alive

I’m a spender
On a Visa I ride
I’m wanted
Debt or alive

When I walk these streets
A loaded AMEX string on my back
I buy for keeps
‘Cause I might have to pay it back

I’ve spent everywhere
Still I’m spendin’ it all
I’ve seen a million offers
And I’ve bought them all

‘Cause I’m a spender
On a Visa I ride
I’m wanted
Debt or alive

I’m a spender
FICO’s not on my side
And I’m wanted
Debt or alive
And I’m wrong
Debt or alive
I still spend
Debt or alive

Debt or alive

What did you think?  Any good?  Worth putting together a YouTube video over?  Leave your comments below.

Per FTC regulations, please note that the above link to Amazon.com is an affiliate link.  Should you purchase anything from Amazon.com after clicking the link, I may receive a commission.

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Most of us – men especially – view Valentine’s Day as a “Hallmark Holiday.”

For those of you who have never heard this term, it means that Valentine’s Day is pretty much just a corporate sponsored holiday created to force us to spend money on our significant others.

We go along with it because – let’s be honest – if we didn’t, we’d never hear the end of it. This being the case, here are some simple and inexpensive ways for you to get the most of the “holiday” and show your girlfriend or wife that you actually spent a little time thinking about what you ultimately give them.

1) Write your boyfriend, girlfriend, husband, or wife a sincere love letter, explaining why and how much you love them, and why they’re the best thing in your life. Taking the time to write a letter like this will mean a lot and melt their heart!

2) Give him or her something other than the cliche gifts like teddy bears or roses, especially if roses aren’t her favorite flower and he has no need for a new stuffed animal. This will help to save you money, and it shows that you care enough to know what her favorite flowers are.

3) Plan out and cook a dinner at home, and, if possible, make it your significant other their favorite meal. As stated above, it’s cheaper to make a meal at home than it is to go out and eat, plus it will show you’ve listened when he or she has talked.

4) End the night by offering to giving your partner a full body massage. Don’t act like you’re offering this based on alterior motives, and it just might work out in your favor!

Follow this advice and you can have an inexpensive but still very sweet and thoughtful Valentine’s Day.

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